Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Tax-free funds locked in your property become accessible through a lifetime mortgage, commonly known as equity release. Without selling your beloved home or facing the stress of moving, this financial solution provides flexibility for your retirement years. Options include borrowing against your property's value or selling a portion (or all) of it to secure either a lump sum or regular income payments.
For additional peace of mind, many plans offer the convenience of further withdrawals as your needs evolve. This financial arrangement is specifically designed for homeowners aged over 55 who either own their property outright or have an existing mortgage (which would need to be settled using the equity release funds).Complete confidence in your financial decisions comes through our stringent adherence to Financial Conduct Authority (FCA) regulations.
Your protection remains our priority through robust financial safeguards that govern all our operations.
When arranging a lifetime mortgage through our service, we guarantee that neither you nor your estate will ever face repaying more than your property sells for, provided it's marketed at a fair and reasonable price.Financial freedom becomes yours with equity release funds available to support whatever matters most in your retirement years. Whether transforming your living environment through home improvements, replacing your vehicle, eliminating outstanding debts, or simply enjoying greater financial security throughout your later years, the choice remains entirely yours. Your priorities and aspirations determine the best use of your released equity.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Swindon, we pride ourselves on delivering personalised mortgage and lifetime mortgage guidance tailored to your unique situation. Our advisers bring decades of combined experience to help you navigate important financial decisions about your property and retirement planning.
We believe everyone deserves clear, straightforward advice when making significant financial choices. Our dedicated team takes time to understand your circumstances, explaining complex options in plain English without pressuring you.
Our core mission centres on securing your financial wellbeing throughout retirement. We remain committed to supporting clients at every step, from initial enquiry through to completion and beyond, ensuring you receive ongoing guidance as your needs evolve.
By combining personal attention with professional expertise, we help clients create more secure, comfortable futures with greater peace of mind.
Here’s what to expect when you work with us for equity release, if you live in Swindon.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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